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Hartland Attorney Doug Dern Explains Chapter 7 vs. Chapter 13 Bankruptcy at National Real-Estate Investors Network Meeting

Real Estate Investors now have access to specialized bankruptcy counsel from Michigan-based attorney with extensive experience representing individuals and investors through both Chapter 7 and Chapter 13 filings

(PRUnderground) October 21st, 2025

Seasoned bankruptcy attorney Doug Dern, founder of the Law Office of Doug Dern, offers timely insights for real-estate investors in the National Real Estate Investors Network. With nearly two decades of experience in Michigan bankruptcy law, Dern provides a clear, practical breakdown of when an investor may choose Chapter 7 liquidation versus Chapter 13 reorganization.

“In real-estate investing you must consider not just your assets and debt but your long-term strategy,” says Dern. “Chapter 7 is a liquidation bankruptcy. Chapter 13 is a reorganization bankruptcy. Sometimes you don’t qualify for Chapter 7 but still get protection under Chapter 13.”

Real-estate investors may face unique issues: high equity in properties, ongoing rentals, secured debt, or business income. Dern explains that filing Chapter 7 may wipe out unsecured debt and provide a clean start, whereas Chapter 13 allows investors with steady income to reorganize and preserve assets while catching up on arrears.

His presentation to the network focused on scenarios like: retaining rental properties, keeping investment assets, restructuring secured debt, and selecting the proper bankruptcy strategy to safeguard investor interests.

Doug Dern’s one-lawyer boutique offers personal attention, direct access, and flexible scheduling for busy investor clients. For members of the National Real Estate Investors Network looking to evaluate your bankruptcy options—particularly in scenarios involving real‐estate holdings—connect with Doug Dern for a free consultation. Visit https://chapter13lawyermichigan.com/ to learn more.

Contact:

Law Office of Doug Dern
11636 Highland Rd. #107
Hartland, MI 48353
Phone: (248) 882-0838
Email: law4less@aol.com

About National Real Estate Network

The National Real Estate Investors Network is a leading organization dedicated to supporting and empowering real estate professionals through education, networking, and recognition. With a focus on fostering excellence and innovation, NREIN provides resources and opportunities for members to grow and succeed in the dynamic real estate market. National Real Estate Investors Network is proud to host real estate investing events for beginners as well as seasoned investors in various areas of the industry, including Wholesaling Real Estate, Find, Fix, & Flip, Landlording and Commercial Real Estate. They offer mentoring through several platforms including Facebook Live, YouTube Videos, Webinars and more. In addition, this is a great group for getting referrals to various reputable companies who support the industry, including real estate agents, title companies, insurance providers, attorneys, rehab contractors and home service providers. Visit to learn more about this Real Estate Network of Professionals at https://www.meetup.com/27monthlymeetup-com/

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Name: Mark Maupin
Phone: 248-939-6232
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