’Tis the Season to Cash Back with Chase Freedom® Q4 2024 Categories: McDonald’s, PayPal, Pet Shops & Vet Services and Select Charities

Freedom and Freedom Flex^® cardmembers can earn 5% cash back on activated categories and 7% cash back at McDonald’s throughout the holiday season

Today, Chase Freedom announced its latest Q4 categories, which offers cardmembers the opportunity to get back and give back with their cashbacking. This quarter, cardmembers can take advantage of 5% cash back (up to $1,500) at PayPal, pet shops and vet services as well as select charities. Plus, Freedom Flex cardmembers have the chance to supersize their holiday rewards by stacking their quarterly cash back with their always-on dining cash back for a total of 7% cash back¹ on all purchases at McDonald’s.

“We’re rounding out the year with another set of exciting rotating bonus categories for Chase Freedom Flex cardmembers,” said Brent Reinhard, General Manager of Chase Freedom. “Whether you’re eating out, buying something for yourself or your pet or donating to one of our select charities during the season of giving, activating these categories provides an opportunity to earn more on your cashbacking habits. And looking ahead to 2025, we can’t wait to share what we have in store for cardmembers during the 15th anniversary celebration of Freedom’s rotating categories. This milestone not only marks a significant achievement for us but also gives us an opportunity to celebrate and thank our loyal customers for their continued support over the years.”

Starting today through December 14, 2024, Chase Freedom and Freedom Flex cardmembers can activate to earn cash back on the following shopping moments during Q4 2024:

• McDonald’s¹: Did someone say McFlurry? Cardmembers can reward themselves with their favorite on-the-go snack, Happy Meal and more with 7% cash back on all McDonald’s purchases!

• PayPal²: Connect a Chase Freedom card to PayPal and enjoy 5% cash back on all purchases.

• Pet Shops and Vet Services³: With 5% cash back on pet shops and vet services, cardmembers can ensure their pets are healthy and happy.

• Select Charities⁴: For those looking to give back this holiday season, Chase Freedom cardmembers can donate to select charities using their Freedom card and get 5% cash back.

Chase Freedom Flex cardmembers also continue to earn:

• 5% cash back on travel booked through Chase Travel^SM
• 3% cash back on dining at restaurants (including takeout and eligible delivery services)
• 3% cash back on drugstore purchases
• 1% cash back on all other purchases

With the busy holiday shopping season near, activate these bonus categories today to unlock a holiday season brimming with gift giving and cashbacking!

For more information on participating merchants and how to activate Freedom and Freedom Flex’s quarter category offers, visit Chase.com/Freedom or Chase.com/FreedomFlex.

About Chase

Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading financial services firm based in the United States with assets of $4.1 trillion and operations worldwide. Chase serves more than 82 million consumers and 6.4 million small businesses, with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. Customers can choose how and where they want to bank: More than 4,800 branches in 48 states and the District of Columbia, more than 15,000 ATMs, mobile, online and by phone. For more information, go to chase.com.

¹ Purchases in the McDonald’s category include purchases at McDonald’s stores, including locations within third-party vendors, and on the McDonald’s mobile app. Delivery and takeout services will be included if they are classified under the McDonald’s restaurant merchant. Gift cards and McDonald’s merchandise purchased from 3^rd parties will not be included. This quarter, Freedom Flex cardmembers can stack 5% quarterly cash back on McDonald's purchases with their standard 3% on dining. Since both quarterly cash back and standard cash back are earned as additional cash back on top of the base 1% cash back earned on each purchase, the most cardmembers will earn is 7% cash back on McDonald's (1% on every purchase + additional 2% on dining + quarterly additional 4% on McDonald's).

² This category includes purchases made using your Chase Freedom card with PayPal. Purchases made using PayPal at merchants in the current 5% quarterly categories will be awarded a total of 5% Cash Back rewards. Payments made through the Xoom transfer service are not eligible for 5%. Must have/open a PayPal account. Please note, Person-to-Person (P2P) transactions made with your Chase Freedom card on PayPal may not be eligible for 5%.

³ Merchants in this category provide products and/or services for pet care. Pet shops, including online pet shops, sell domestic pets, pet supplies, accessories, pet food, and/or services for the upkeep of pets. Vet Services include licensed practitioners who provide veterinary medicine, dentistry or surgery for pets, livestock and other animals. Doggy day care, pet insurance, and pet grooming will not be included.

⁴ Merchants in this category includes the charities listed below: American Red Cross, Equal Justice Initiatives, Feeding America, Habitat for Humanity, International Medical Corps, International Rescue Committee, Leadership Conference Education Fund, NAACP Legal Defense and Educational Fund, National Urban League, Thurgood Marshall College Fund, United Negro College Fund, UNICEF USA, United Way, World Central Kitchen, GLSEN, Out and Equal, Sage. To ensure your charitable donation is eligible for the 5% Cash Back reward, be sure to donate directly to the charity’s parent organization using the links provided here or on the Merchant List page. Local chapters may not be eligible due to transaction processing procedures.

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