LAKEWOOD, CO / ACCESS Newswire / September 25, 2026 / Solera National Bancorp, Inc. (OTC PINK:SLRK) ("Company"), the holding company for Solera National Bank ("Bank"), a business-focused bank located in the Denver metropolitan area, today reported REVISED financial results for the three months ended June 30, 2026 and three months ended March 31, 2026. See highlights below.

2Q26 Financial Highlights

• Pre-tax pre-provision pre-legal income of $9.6 million, an $861 thousand or 10% increase from Q2 2025.
• Total interest income of $23.8 million, a $6.0 million increase, or a 34% increase from Q2 2025.
• Tangible book value per share was $27.92/share, a $6.44, or 30% increase from Q2 2025.
• Return on assets was 1.54%.
• Return on equity was 21.26%.
• Efficiency ratio was 46.04%.

Michael Quagliano, Executive Chairman of the Board, commented: "I welcome the accounting change because it allows Solera to be more tax efficient."

Jay Hansen, Chief Financial Officer, commented: "Our treasury activity from 2025 continued to expand in 2026. After a thorough review with our internal and external auditors, including discussions with our regulators, we determined that classifying these activities as trading is more appropriate. We believe this treatment is more conservative because market changes are reflected directly in earnings rather than recorded on the balance sheet through accumulated other comprehensive income. Our core earnings have not changed."

American Banker again recognized Solera National Bank among the nation's top publicly traded banks with less than $2 billion in assets. The ranking, based on year-end 2025 data, uses each institution's three-year average return on average equity. For 2025, Solera was ranked third in its peer group, an achievement of which our entire team is very proud.

About Solera National Bancorp, Inc.

Solera National Bancorp, Inc. was incorporated in 2006 to organize and serve as the holding company for Solera National Bank, which opened for business in September 2007. Solera National Bank is a community bank serving the needs of emerging businesses and real estate investors. At the core of Solera National Bank is welcoming, attentive, and respectful customer service, a focus on supporting a growing and diverse economy, and a passion to serve our community through service, education, and volunteerism. For more information, please visit http://www.SoleraBank.com.

This press release contains statements that may constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. The statements contained in this release, which are not historical facts and that relate to future plans or projected results of Solera National Bancorp, Inc. and its wholly-owned subsidiary, Solera National Bank, are forward-looking statements. These forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially from those projected, anticipated, or implied. We undertake no obligation to update or revise any forward-looking statement. Readers of this release are cautioned not to put undue reliance on forward-looking statements.

Contacts: Jay Hansen, CFO (303) 209-8600

SOLERA NATIONAL BANCORP, INC.
CONSOLIDATED BALANCE SHEET
(unaudited)

SOLERA NATIONAL BANCORP, INC.
CONSOLIDATED STATEMENTS OF OPERATIONS (unaudited)

SOURCE: Solera National Bancorp, Inc.