SYDNEY, AU / ACCESS Newswire / April 1, 2026 / Bheja AI, the fintech startup led by veteran technology founder Pravin Mahajan, has officially announced the launch of its Home Loan Health Check, an AI-powered platform designed to move mortgage decisions from information to execution.

Built on a foundation of Open Banking data, the platform represents a fundamental shift in the $2.2 trillion Australian mortgage market: moving consumers away from static search results toward guaranteed financial outcomes.

As interest rates remain a primary concern for Australian households, Bheja AI's new release addresses the "analysis paralysis" of traditional comparison sites. The launch marks a milestone in the company's mission to automate mortgage management through a single, continuous-monitoring interface.

"The world is moving rapidly from basic search to specific outcomes," said Pravin Mahajan, Founder of Bheja AI. "Australians don't just want to 'search' for a better rate; they want to 'achieve' a lower interest bill. By integrating Open Banking with an intuitive conversational interface, we've built a system that doesn't just show you the market; it manages your loan for you."

The "Ask. Check. Apply & Monitor." Framework: The newly launched platform consolidates the complex home loan journey into four seamless, AI-driven steps on a single page: ASK (Conversational Interface): A natural-language interface allows borrowers to ask complex questions about their specific financial situation, removing the need for deep financial literacy. CHECK (Live Benchmarking): Using Open Banking-based data, the tool provides an instant, professional-grade "Health Check" to show exactly where a user's current loan stacks up against the broader market in real-time. APPLY: A streamlined path to switch or optimise loans, and MONITOR: Continuous tracking that alerts users when a better outcome becomes available.

Dynamic Scenario Simulation: The launch features a redesigned simulation engine that calculates the long-term impact of repayment frequency, offset usage, and rate fluctuations. By simulating thousands of variables against the user's actual loan data, Bheja AI reveals hidden savings that traditional calculators miss.

"My 25 years in fintech, from Woolworths to RateCity, taught me that consumers are overwhelmed by data but starved for action," Mahajan added. "With this launch, we are delivering a tool that is both technically robust and grounded in real-world mortgage broking expertise."

To learn more about Bheja AI's services and tools, visit bheja.ai.

About Bheja AI

Bheja AI is an Australian fintech company focused on building AI-powered tools that help individuals make smarter, more informed financial decisions. Founded by Pravin Mahajan, the company combines deep expertise in enterprise technology and mortgage broking to develop solutions that go beyond comparison, delivering personalised, actionable insights. Its Home Loan Health Check tool is designed to help borrowers understand their loan performance, identify opportunities for savings, and take practical steps toward long-term financial security.

Contact Details

Business: Bheja AI
Contact Name: Pravin Mahajan
Website: https://www.bheja.ai
Email: ask@bheja.ai

SOURCE: Bheja AI