| þ | ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
| o | TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED] |
| Page 1 | ||||||||
Financial Statements: |
||||||||
| Page 2 | ||||||||
| Page 3 | ||||||||
| Page 4 | ||||||||
Supplemental Schedule: |
||||||||
| Page 11 | ||||||||
| Other supplemental schedules required by Section 2520.103-10 of the Department of Labor Rules and Regulations for Reporting and Disclosure under ERISA have been omitted because they are not applicable. | ||||||||
| Consent of Independent Registered Public Accounting Firm | ||||||||
1
| December 31, | ||||||||
| 2007 | 2006 | |||||||
ASSETS |
||||||||
Investments, at fair value (see Note 2) |
$ | 1,378,050,376 | $ | 1,329,579,251 | ||||
Participant loans |
34,276,898 | 34,161,360 | ||||||
Receivables: |
||||||||
Employer contributions |
14,231,346 | 14,266,550 | ||||||
Participant contributions |
1,035,374 | 2,001,378 | ||||||
Dividends and interest |
618,995 | 959,929 | ||||||
Pending investment transactions |
365,968 | 2,729,530 | ||||||
Rollover contributions |
747 | — | ||||||
Total receivables |
16,252,430 | 19,957,387 | ||||||
Total Assets |
1,428,579,704 | 1,383,697,998 | ||||||
LIABILITIES |
||||||||
Pending investment transactions |
133,255 | 791,274 | ||||||
Other |
352,530 | 414,077 | ||||||
Total Liabilities |
485,785 | 1,205,351 | ||||||
NET ASSETS AVAILABLE FOR BENEFITS
AT FAIR VALUE |
1,428,093,919 | 1,382,492,647 | ||||||
Adjustment from fair value to contract value for
fully benefit-responsive investment contracts |
853,123 | 2,210,402 | ||||||
NET ASSETS AVAILABLE FOR BENEFITS |
$ | 1,428,947,042 | $ | 1,384,703,049 | ||||
2
ADDITIONS: |
||||
Investment Income, Net: |
||||
Dividends |
$ | 36,235,981 | ||
Interest on loans to participants |
2,580,908 | |||
Net appreciation of investments (see Note 3) |
58,382,319 | |||
Total Investment Income |
97,199,208 | |||
Contributions: |
||||
Participant contributions |
41,220,909 | |||
Employer contributions |
35,062,503 | |||
Rollover contributions |
3,312,462 | |||
Total Contributions |
79,595,874 | |||
TOTAL ADDITIONS |
176,795,082 | |||
DEDUCTIONS: |
||||
Administrative expenses |
2,972,107 | |||
Benefit payments |
129,578,982 | |||
TOTAL DEDUCTIONS |
132,551,089 | |||
INCREASE IN NET ASSETS AVAILABLE FOR BENEFITS |
44,243,993 | |||
NET ASSETS AVAILABLE FOR BENEFITS: |
||||
BEGINNING OF PERIOD |
1,384,703,049 | |||
END OF PERIOD |
$ | 1,428,947,042 | ||
3
| 1. | Description of the Plan | |
| The following description of the CenterPoint Energy Savings Plan (Plan) provides only general information. Participants (as defined below) should refer to the Plan document for a more complete description of the Plan’s provisions. In the case of any discrepancy between this summary and the Plan document, the Plan’s provisions will govern. |
| The Plan is a defined contribution plan established in accordance with Sections 401(a) and 401(k) of the Internal Revenue Code of 1986, as amended (IRC) and is subject to the provisions of the Employee Retirement Income Security Act of 1974 (ERISA). Participants include all employees of CenterPoint Energy, Inc. (Company or CenterPoint Energy) and those subsidiaries and affiliates of the Company that have adopted the Plan except (a) employees covered by a collective bargaining agreement unless such agreement provides for participation in the Plan, (b) leased employees, (c) independent contractors or (d) non-resident aliens who receive no U.S. sourced income (Participants). |
| Active Participants may contribute, on a pre-tax or after-tax basis, up to 16% of eligible compensation, not to exceed the Internal Revenue Service (IRS) compensation limit as defined in the Plan. Active Participants age 50 or over may contribute an additional pre-tax contribution up to a total amount of $5,000 for 2007; however, the Company does not provide the basic match or the discretionary match on such “catch-up” contributions. Participants may also contribute amounts representing rollover eligible distributions from other defined benefit or defined contribution plans, IRC Section 403(b) annuity plans, IRC Section 457 governmental plans or conduit Individual Retirement Accounts that have been holding a distribution from a qualified plan. Participants direct their contributions into the various eligible investment options offered by the Plan. | ||
| Effective January 1, 2008, the Plan has been amended to include an automatic enrollment provision (Automatic Enrollment). An employee who is initially employed by the Company on or after January 1, 2008 shall automatically be enrolled in the Plan to make pre-tax contributions. An employee who has been automatically enrolled shall be deemed to have elected to defer pre-tax contributions (Automatic Contribution). The initial pre-tax contributions shall be three percent of the employee’s eligible compensation on a payroll period basis for a period of 12 months beginning immediately following the commencement date of the Automatic Contribution. The contribution percentage is increased by an increment of one percent for each subsequent 12-month period up to six percent of compensation on a payroll period basis. | ||
| A notice will be provided to all employees who have been automatically enrolled in the Plan (Automatic Enrollment Notice). In general, an employee shall have at least 30 days after receiving the Automatic Enrollment Notice to elect not to make any pre-tax contributions or choose a different contribution percentage. | ||
| Contributions, including all related employer matching contributions, made under the Automatic Enrollment provision of the Plan will be invested in the default investment fund as defined in the Plan. Employees may elect to change the Automatic Contribution percentage and/or direct the contributions to any of the investment options offered under the Plan at any time after the commencement of the Automatic Contribution. | ||
| In general, the employer matching contribution is 75% of the first six percent of eligible compensation that the Participant contributes into the Plan. Additional discretionary matching contributions may be made of up to 50% of the first six percent of eligible compensation that the Participant contributes to the Plan. All employer matching contributions (including the discretionary match) are fully vested at all times. | ||
| Participants may elect to invest all or a portion of their contributions to the Plan in the Company Common Stock Fund. In addition, Participants may elect to have dividends paid on their investment in Company common stock either reinvested in the Company Common Stock Fund or paid to them in cash, and they can transfer all or part of their investment in the Company Common Stock Fund to the other investment options offered by the Plan. Employer contributions are made in the form of cash and are invested in accordance with Participant elections. | ||
| Contributions are subject to certain limitations. |
4
| • | Company Common Stock Fund | ||
| • | Large Company Growth Fund | ||
| • | Large Company Value Fund | ||
| • | International Equity Fund | ||
| • | Balanced Fund | ||
| • | Fixed Income Fund | ||
| • | Stable Value Fund | ||
| • | S&P 500 Index Fund | ||
| • | Small Company Fund | ||
| • | Vanguard Target Retirement Income Fund | ||
| • | Vanguard Target Retirement 2005 Fund | ||
| • | Vanguard Target Retirement 2015 Fund | ||
| • | Vanguard Target Retirement 2025 Fund | ||
| • | Vanguard Target Retirement 2035 Fund | ||
| • | Vanguard Target Retirement 2045 Fund |
| • | Vanguard Target Retirement 2010 Fund | ||
| • | Vanguard Target Retirement 2020 Fund | ||
| • | Vanguard Target Retirement 2030 Fund | ||
| • | Vanguard Target Retirement 2040 Fund | ||
| • | Vanguard Target Retirement 2050 Fund |
| Upon enrollment in the Plan, Participants may direct contributions (as permitted), in one percent increments, in any of the investment options. Participants should refer to the Plan prospectus for a detailed description of each investment fund. | ||
| In addition to the Funds listed above, Participants with balances in the REI Stock Fund as of December 29, 2006 were liquidated and transferred to the Stable Value Fund in 2007. | ||
| Individual accounts are maintained for each Participant. Each Participant’s account is credited with the Participant’s contributions and with allocations of the Company contributions and Plan earnings. Each Participant’s account is also charged with an allocation of administrative expenses. Allocations are based on Participant account balances. A Participant is entitled to their vested account balance. |
| Participants are immediately 100% vested in all contributions and actual earnings thereon. As a result, there are no forfeitures. |
5
| A Participant may borrow against their vested account balance. The maximum amount that a Participant may borrow is the lesser of (a) $50,000, reduced by the excess, if any, of the highest outstanding balance of loans to the Participant from all plans maintained by the Company or an affiliated entity during the one-year period ending on the day before the date on which such loan is made, over the outstanding balance of loans from the Plan on the date on which such loan is made or (b) 50% of the value of the Participant’s vested account balance under the Plan. | ||
| The loans are to be secured by the pledge of a portion of the Participant’s right, title and value of the Participant’s vested account balance under the Plan as determined immediately after the loans are made. Loans may be repaid over a period of up to five years and are subject to a $25 origination fee. The minimum loan amount is $500. Interest rates are fixed at the prime rate listed in The Wall Street Journal for the first of each month in which the loan is requested plus one percent. Loan transactions are treated as a transfer to (from) the investment fund from (to) the Participant loans fund. |
| Upon termination, a Participant whose account exceeds $1,000 may elect, upon written request at any time, to receive a distribution in a single lump sum payment or fixed monthly, quarterly, semi-annual or annual installments over a period of ten years or less. Such distributions are generally paid in the form of cash; however, if the Participant has investments in the Company Common Stock Fund, the Participant may elect to have an in-kind distribution of those funds. | ||
| Generally, to the extent a Participant has not requested a distribution by the time he or she reaches age 70 1/2, required minimum distributions will be made consistent with the terms and conditions of the Plan and the requirements of the IRC. Immediate lump sum distributions are made for accounts which do not exceed $1,000. | ||
| A Participant who is under age 59 1/2 may make a withdrawal from amounts attributable to after-tax contributions and, if applicable, rollover contributions in the Plan and associated earnings. A Participant who is under age 59 1/2 and has less than five years of service who withdraws matched after-tax contributions will be suspended from Plan participation for six months. A Participant who is age 59 1/2 or older may make unlimited withdrawals from pre-tax contributions, after-tax contributions, vested portion of prior Plan accounts, rollover account and the associated earnings. |
| The assets of the Plan are held in trust by The Northern Trust Company (Trustee). Hewitt Associates is the recordkeeper for the Plan. The Benefits Committee of CenterPoint Energy, Inc. (Committee), appointed by the Board of Directors of the Company, is the Plan Administrator (Plan Administrator). The Committee retains an independent investment consultant to provide investment advice with respect to the funds. The fees charged by the Trustee, recordkeeper and the investment consultant are paid by the Trustee out of the funds. |
| Although it has not expressed any intent to do so, the Company may terminate the Plan at any time subject to the provisions of ERISA and must give written notice to the Trustee. | ||
| 2. | Summary of Accounting Policies |
| The preparation of financial statements under the accrual basis of accounting in conformity with generally accepted accounting principles requires management to make estimates that affect the financial statements and accompanying notes. Actual results could differ from those estimates. |
6
| The Plan recognizes net appreciation or depreciation in the fair value of its investments. Investments are reflected at fair value in the financial statements, except for fully-responsive investment contracts which are stated at contract value. The fair value for securities are based on quoted market prices in an active market. Fair value for mutual and institutional funds is determined using the net asset value of each fund as of the financial statement dates. Security transactions are recorded as of the trade date. Interest income is recorded on the accrual basis. Dividends are recorded on the ex-dividend date. Participant loans are valued at cost, which approximates fair value. | ||
| As described in Financial Accounting Standards Board (FASB) Staff Position AAG INV-1 and SOP 94-4-1, “Reporting of Fully Benefit-Responsive Investment Contracts Held by Certain Investment Companies Subject to the AICPA Investment Company Guide and Defined-Contribution Health and Welfare and Pension Plans” (FSP AAG INV-1 and SOP 94-4-1), investment contracts held by a defined contribution plan are required to be reported at fair value; however, contract value is the relevant measurement attribute for that portion of the net assets available for benefits of a defined contribution attributable to fully benefit-responsive investment contracts, because contract value is the amount Participants would receive if they were to initiate permitted transactions under the terms of the Plan. As required by FSP AAG INV-1 and SOP 94-4-1, the Statement of Net Assets Available for Benefits presents the fair value of the investment contracts, as well as the adjustment of the fully benefit-responsive contracts from fair value to contract value. The Statement of Changes in Net Assets Available for Benefits is prepared on a contract-value basis. |
| Benefits are recorded when paid. |
| In September 2006, the FASB issued Statement of Financial Accounting Standards No. 157, “Fair Value Measurements” (SFAS 157). SFAS 157 defines fair value, establishes a framework for measuring fair value, expands disclosures about fair value measurements and applies to reporting periods beginning after November 15, 2007. Based on current assets held by the Plan, the Plan’s management does not expect the adoption of SFAS 157 to have a material impact on the Plan’s financial statements. | ||
| 3. | Investments | |
| The following presents investments that represent five percent or more of the Plan’s net assets available for benefits. |
| December 31, | ||||||||
| 2007 | 2006 | |||||||
Company common stock,
20,511,903 and 22,728,974 shares, respectively |
$ | 351,368,898 | $ | 376,846,389 | ||||
Barclays Global Investors Equity Index Fund,
6,997,313 and 6,881,452 shares, respectively |
153,101,219 | 142,583,687 | ||||||
Dwight Target 2 Fund,
5,366,503 and 4,785,929 shares, respectively |
90,488,518 | 76,177,489 | ||||||
PIMCO Total
Return Fund, 8,184,117 and 7,159,992 shares, respectively |
87,488,217 | 74,320,722 | ||||||
Advisors Inner Circle LSV Value Equity Fund,
4,114,156 and 3,800,880 shares, respectively |
70,763,476 | 72,748,848 | ||||||
Barclays Global Investors Russell 1000 Value
Fund, 2,907,204 and 4,592,459 shares,
respectively |
46,864,125 | 74,030,437 | ||||||
7
Common stocks |
$ | 15,282,798 | ||
Common or collective trusts |
26,403,504 | |||
Mutual funds |
16,696,017 | |||
Total investment appreciation |
$ | 58,382,319 | ||
| Stable Value Fund |
| The Stable Value Fund has investments in synthetic guaranteed investment contracts (Synthetic GICs). Synthetic GICs are investment contracts issued by an insurance company or bank, backed by a portfolio of short-term and intermediate term fixed income investments that are owned by the fund. The underlying assets are maintained separate from the contract issuer’s general assets by a third-party custodian. The contracts provide that realized and unrealized gains and losses on the underlying assets are not reflected immediately in the net assets of the fund, but rather are amortized, usually over the time to maturity or the duration of the underlying investments, through adjustments to the future interest crediting rate. The issuer guarantees that all qualified Participant withdrawals will occur at contract value. |
| There are no reserves against contract value for credit risk of the contract issuer or otherwise. The crediting rates for Synthetic GICs are reset quarterly and are based on the market value of the underlying portfolio of assets backing these contracts. Inputs used to determine the crediting rate include each contract’s portfolio value, current yield to maturity, duration and market value relative to the Synthetic GICs book value. Crediting rates for Synthetic GICs cannot be less than zero. |
| During 2007 and 2006, the average yields for the Synthetic GICs were as follows: |
| 2007 | 2006 | |||||||
Based on actual earnings |
5.48 | % | 5.47 | % | ||||
Based on the interest rate credited to Participants |
4.80 | % | 4.92 | % | ||||
| Benefit-responsive investment contracts are designed to preserve capital and provide a stable crediting rate. Such contracts are fully benefit-responsive and provide Participant initiated withdrawals to be paid at contract value. Such contracts provide that withdrawals associated with certain events not in the ordinary course of fund operations may be paid at market rather than contract value. Examples of such circumstances may include significant plan design changes, complete or partial plan terminations, severance programs, early retirement programs, the closing or sale of a subsidiary, bankruptcy of the plan sponsor or the failure of the trust to qualify for exemption from federal income taxes or any required prohibited transaction exemption under ERISA. The Plan Administrator does not believe the occurrence of the above events that would limit the Plan’s ability to conduct transactions with Participants at contract value is probable. |
| Contracts associated with Synthetic GICs are evergreen agreements with termination provisions. Accordingly, such agreements permit the Plan’s investment manager or issuer to terminate upon notice at any time at market value and provide for automatic termination of the contract if the book value or the market value of the contract equals zero. The issuer is not excused from paying the excess contract value when the market value equals zero. Contracts that permit the issuer to terminate at market value generally provide portfolio guidelines and transition provisions intended to result in the contract value equaling the market value of the portfolio by such termination date. Non-adherence to the guidelines and provisions may result in the settlement of the contract at market value; however, the Plan Administrator does not believe the occurrence of these circumstances is probable. |
8
| 4. | Risks and Uncertainties | |
| The Plan provides for investments in Company common stock, various mutual funds and other investments. Investments, in general, are exposed to various risks, such as interest rate, credit and overall market volatility risk. Due to the level of risk associated with certain investments, it is reasonably possible that changes in the values of investments will occur in the near term and that such changes could materially affect the amounts reported in the Statements of Net Assets Available for Benefits and Participant account balances. Rates of return will vary, and returns will depend on the market value of the Plan’s investments. | ||
| 5. | Tax Status | |
| The IRS has determined and informed the Company by letter dated April 2, 2001 that the Plan is qualified and the trust fund established is tax-exempt under the appropriate sections of the IRC. Although the Plan has been amended and restated since receiving the determination letter, the Plan Administrator and the Plan sponsor’s counsel believe these amendments have not adversely affected the Plan’s qualified status and the related trust’s tax-exempt status as of the financial statement date. | ||
| 6. | Related Party Transactions | |
| During 2007, the Plan purchased and sold shares of the Company’s common stock and units of short-term investment funds managed by the Trustee as temporary investments (party-in-interest transactions) as shown below: |
Purchases
|
Company common stock | $ | 56,301,997 | |||
| Northern Trust collective short-term investment fund | 557,316,741 | |||||
Sales
|
Company common stock | $ | 91,663,986 | |||
| Northern Trust collective short-term investment fund | 560,138,453 |
| 7. | Reconciliation of Financial Statements to Form 5500 | |
| The following is a reconciliation of Net Assets Available for Benefits per the financial statements to Form 5500: |
| 2007 | 2006 | |||||||
Net Assets Available for Benefits per the
financial statements |
$ | 1,428,947,042 | $ | 1,384,703,049 | ||||
Adjustment from contract value to fair value
for fully benefit-responsive contracts |
(853,123 | ) | (2,210,402 | ) | ||||
Net Assets Available for Benefits per Form 5500 |
$ | 1,428,093,919 | $ | 1,382,492,647 | ||||
| The following is a reconciliation of the Changes in Net Assets Available for Benefits per the financial statements to Form 5500 for the year ended December 31, 2007: |
Increase in Net Assets Available for Benefits per the
financial statements |
$ | 44,243,993 | ||
Adjustment to reverse fair value adjustment for fully
benefit-responsive contracts related to prior year |
2,210,402 | |||
Adjustment from contract value to fair value for fully
benefit-responsive contracts |
(853,123 | ) | ||
Increase in Net Assets Available for Benefits per Form
5500 |
$ | 45,601,272 | ||
9
| 8. | Excess Contributions | |
| Benefit payments of $129,578,982 for the plan year ended December 31, 2007 include distributions of $241,994 made to certain Participants to refund excess deferral contributions to satisfy the relevant nondiscrimination provisions of the Plan for the prior year. The Plan also expects to refund approximately $250,000 in 2008 related to excess contributions for plan year 2007. |
10
| (a) | (b) Identity of issue, borrower, lessor or | (c) Description of investment including maturity | (e) Current value | |||||
| similar party | date, rate of interest, collateral, par or maturity | |||||||
| value | ||||||||
| CASH | NON-INTEREST BEARING CASH | $ | 31,082 | |||||
| COMMON OR COLLECTIVE TRUSTS | ||||||||
| BARCLAYS GLOBAL INVESTORS | INDEX FUND | 153,101,219 | ||||||
| BARCLAYS GLOBAL INVESTORS | MSCI ACWI EX US INDEX SUPERFUND | 30,996,030 | ||||||
| BARCLAYS GLOBAL INVESTORS | RUSSELL 1000 GROWTH FUND | 37,778,145 | ||||||
| BARCLAYS GLOBAL INVESTORS | RUSSELL 1000 VALUE FUND | 46,864,125 | ||||||
| BARCLAYS GLOBAL INVESTORS | RUSSELL 2000 INDEX FUND | 17,191,038 | ||||||
| CAPITAL GUARDIAN | US GROWTH EQUITY MASTER FUND | 37,670,150 | ||||||
| DWIGHT ASSETS MANAGEMENT | CORE INTER FUND | 23,823,187 | ||||||
| DWIGHT ASSETS MANAGEMENT | TARGET 2 FUND | 90,488,518 | ||||||
| DWIGHT ASSETS MANAGEMENT | TARGET 5 FUND | 43,510,724 | ||||||
| ISHARES | RUSSELL 1000 GROWTH INDEX FUND | 667,364 | ||||||
| MELLON BANK | DAILY LIQUIDITY AGGREGATE BOND FD | 37,047,678 | ||||||
| SEI | STABLE ASSET FUND | 5,954,796 | ||||||
* |
NORTHERN TRUST | SHORT TERM INVESTMENT FUND | 11,207,474 | |||||
| WELLINGTON CAPITAL | SMALL CAP OPPORTUNITY FUND | 9,365,266 | ||||||
| SUBTOTAL | 545,665,714 | |||||||
| COMMON STOCK | ||||||||
| AAR CORP | COMMON STOCK | 156,684 | ||||||
| ABBOTT LAB | COMMON STOCK | 965,780 | ||||||
| ABERCROMBIE & FITCH CO | COMMON STOCK CLASS A | 247,907 | ||||||
| ACTUANT CORP | COMMON STOCK CLASS A | 75,502 | ||||||
| ACERGY S A | COMMON STOCK ADR | 80,850 | ||||||
| CHICAGO BRDG & IRON CO | COMMON STOCK | 133,572 | ||||||
| ELAN CORP PLC | COMMON STOCK ADR | 378,056 | ||||||
| TEVA PHARMACEUTICAL INDS | COMMON STOCK ADR | 622,832 | ||||||
| ADVENT SOFTWARE INC | COMMON STOCK | 78,986 | ||||||
| AERCAP HOLDINGS N.V. | COMMON STOCK | 925,585 | ||||||
| AETNA INC | COMMON STOCK | 1,125,735 | ||||||
| AFFILIATED MANAGERS GROUP INC | COMMON STOCK | 133,904 | ||||||
| AGCO CORP | COMMON STOCK | 164,512 | ||||||
| AGNICO EAGLE MINES LTD | COMMON STOCK | 125,649 | ||||||
| AIR PROD & CHEM INC | COMMON STOCK | 374,794 | ||||||
| AIRGAS INC | COMMON STOCK | 119,853 | ||||||
| ALEXION PHARMACEUTICALS INC | COMMON STOCK | 145,558 | ||||||
| ALLETE INC | COMMON STOCK | 87,472 | ||||||
| ALLIANCE IMAGING INC | COMMON STOCK | 119,673 | ||||||
| ALTRIA GROUP INC | COMMON STOCK | 1,519,158 | ||||||
| AMEDISYS INC | COMMON STOCK | 141,678 | ||||||
| AMERICAN EAGLE OUTFITTERS INC | COMMON STOCK | 234,701 | ||||||
| AMERICAN VANGUARD CORP | COMMON STOCK | 54,479 | ||||||
| AMETEK INC | COMMON STOCK | 175,650 | ||||||
11
| (a) | (b) Identity of issue, borrower, lessor or | (c) Description of investment including maturity | (e) Current value | |||||
| similar party | date, rate of interest, collateral, par or maturity | |||||||
| value | ||||||||
| AMYLIN PHARMACEUTICALS INC | COMMON STOCK | 125,800 | ||||||
| ANALOGIC CORP | COMMON STOCK | 126,636 | ||||||
| ANSYS INC | COMMON STOCK | 119,405 | ||||||
| APPLE INC | COMMON STOCK | 411,016 | ||||||
| ARCH CAPITAL GROUP | COMMON STOCK | 139,997 | ||||||
| ARCH CHEMICALS INC | COMMON STOCK | 64,680 | ||||||
| ARGO GROUP INTERNATIONAL HOLDINGS | COMMON STOCK | 91,843 | ||||||
| ARIBA INC | COMMON STOCK | 100,908 | ||||||
| ATHEROSMUNICATIONS INC | COMMON STOCK | 92,842 | ||||||
| ATLAS AIR WORLDWIDE HLDGS INC | COMMON STOCK | 90,005 | ||||||
| AUDIOVOX CORP | COMMON STOCK CLASS A | 52,452 | ||||||
| BARNES GROUP INC | COMMON STOCK | 150,923 | ||||||
| BARRETT BILL CORP | COMMON STOCK | 142,358 | ||||||
| BECKMAN COULTER INC | COMMON STOCK | 78,624 | ||||||
| BERKLEY W R CORP | COMMON STOCK | 123,413 | ||||||
| BIOMED RLTY TR INC | COMMON STOCK | 123,264 | ||||||
| BJS WHSL CLUB INC | COMMON STOCK | 150,205 | ||||||
| BK HAW CORP | COMMON STOCK | 113,019 | ||||||
| BLACKROCK INC | COMMON STOCK | 140,920 | ||||||
| BMC SOFTWARE INC | COMMON STOCK | 64,152 | ||||||
| BORG WARNER INC | COMMON STOCK | 133,612 | ||||||
| BOSTON PRIVATE FINL HLDGS INC | COMMON STOCK | 115,361 | ||||||
| BOTTOMLINE TECHNOLOGIES DEL INC | COMMON STOCK | 76,860 | ||||||
| BRIGHT HORIZONS FAMILY SOLUTIONS INC | COMMON STOCK | 62,517 | ||||||
| BRIGHTPOINT INC | COMMON STOCK | 64,358 | ||||||
| BROWN SHOE INC | COMMON STOCK | 50,364 | ||||||
| C H ROBINSON WORLDWIDE INC | COMMON STOCK | 1,104,048 | ||||||
| CADBURY SCHWEPPES PLC | COMMON STOCK ADR | 745,487 | ||||||
| CALLAWAY GOLF CO | COMMON STOCK | 125,845 | ||||||
| CARLISLE COMPANIES INC | COMMON STOCK | 155,526 | ||||||
| CAVIUM NETWORKS INC | COMMON STOCK | 58,241 | ||||||
| CBEYOND INC | COMMON STOCK | 106,053 | ||||||
| CELANESE CORP DEL | COMMON STOCK | 105,377 | ||||||
| CENT EUROPEAN DISTR CORP | COMMON STOCK | 83,054 | ||||||
| CENTENNIAL COMMUNICATIONS CORP | COMMON STOCK | 122,442 | ||||||
* |
CENTERPOINT ENERGY INC | COMMON STOCK | 351,368,898 | |||||
| CEPHALON INC | COMMON STOCK | 270,535 | ||||||
| CF INDS HLDGS INC | COMMON STOCK | 169,492 | ||||||
| CHATTEM INC | COMMON STOCK | 142,771 | ||||||
| CHEMED CORP | COMMON STOCK | 91,084 | ||||||
| CHIPOTLE MEXICAN GRILL INC | COMMON STOCK | 101,478 | ||||||
| CHIQUITA BRANDS INTL INC | COMMON STOCK | 73,008 | ||||||
| CISCO SYSTEMS INC | COMMON STOCK | 852,705 | ||||||
| CME GROUP INC | COMMON STOCK | 411,600 | ||||||
| COEUR D ALENE MINES CORP | COMMON STOCK | 121,425 | ||||||
| COMTECH GROUP INC | COMMON STOCK | 83,289 | ||||||
12
| (a) | (b) Identity of issue, borrower, lessor or | (c) Description of investment including maturity | (e) Current value | |||||
| similar party | date, rate of interest, collateral, par or maturity | |||||||
| value | ||||||||
| COLUMBIA BKG SYS INC | COMMON STOCK | 75,514 | ||||||
| COMPASS MINERALS INTL INC | COMMON STOCK | 154,160 | ||||||
| CONTL AIRL INC | COMMON STOCK CLASS B | 44,500 | ||||||
| CORE LAB NV | COMMON STOCK | 114,742 | ||||||
| CORNING INC | COMMON STOCK | 460,608 | ||||||
| CORP OFFICE PPTYS TRUST | COMMON STOCK | 57,330 | ||||||
| CORRECTIONS CORP OF AMERICA | COMMON STOCK | 76,431 | ||||||
| COSTCO WHOLESALE CORP | COMMON STOCK | 544,128 | ||||||
| COVANTA HLDG CORP | COMMON STOCK | 125,300 | ||||||
| CROCS INC | COMMON STOCK | 75,461 | ||||||
| CROWN HLDGS INC | COMMON STOCK | 125,172 | ||||||
| CVS CAREMARK CORP | COMMON STOCK | 1,057,350 | ||||||
| CYPRESS SEMICONDUCTOR CORP | COMMON STOCK | 61,251 | ||||||
| DANAHER CORP | COMMON STOCK | 368,508 | ||||||
| DELTA AIR LINES INC | COMMON STOCK | 49,137 | ||||||
| DENTSPLY INTL INC | COMMON STOCK | 104,897 | ||||||
| DIAMONDROCK HOSPITALITY CO | COMMON STOCK | 179,909 | ||||||
| DIGITAL RLTY TR INC | COMMON STOCK | 108,971 | ||||||
| DIRECTV GROUP INC | COMMON STOCK | 150,280 | ||||||
| DOLBY LABORATORIES INC | COMMON STOCK CLASS A | 103,418 | ||||||
| DUPONT FABROS TECHNOLOGY INC | COMMON STOCK | 51,352 | ||||||
| EASTGROUP PPTYS INC | COMMON STOCK | 96,674 | ||||||
| EL PASO ELEC CO | COMMON STOCK | 124,782 | ||||||
| ELECTR ARTS | COMMON STOCK | 1,168,200 | ||||||
| ELI LILLY & CO | COMMON STOCK | 592,629 | ||||||
| EMERSON ELEC CO | COMMON STOCK | 288,966 | ||||||
| EMPLOYERS HLDGS INC | COMMON STOCK | 15,540 | ||||||
| EMS TECHNOLOGIES INC | COMMON STOCK | 107,654 | ||||||
| ENCORE CAP GROUP INC | COMMON STOCK | 104,157 | ||||||
| ENERGEN CORP | COMMON STOCK | 56,522 | ||||||
| ENERNOC INC | COMMON STOCK | 94,763 | ||||||
| ENERSYS | COMMON STOCK | 125,050 | ||||||
| EOG RESOURCES INC | COMMON STOCK | 678,300 | ||||||
| EQUINIX INC | COMMON STOCK | 109,156 | ||||||
| EXELON CORP | COMMON STOCK | 555,152 | ||||||
| EXPEDITORS INTL WASH INC | COMMON STOCK | 71,488 | ||||||
| FDRY NETWORKS INC | COMMON STOCK | 124,042 | ||||||
| FLIR SYS INC | COMMON STOCK | 93,274 | ||||||
| FLOWSERVE CORP | COMMON STOCK | 109,668 | ||||||
| FMC CORP | COMMON STOCK | 278,205 | ||||||
| FOCUS MEDIA HLDG LTD | COMMON STOCK ADR | 99,986 | ||||||
| FOREST LAB INC | COMMON STOCK | 200,475 | ||||||
| FOSTER L B CO | COMMON STOCK CLASS A | 114,323 | ||||||
| FPIC INS GROUP INC | COMMON STOCK | 127,651 | ||||||
| FTI CONSULTING INC | COMMON STOCK | 226,219 | ||||||
| GAMESTOP CORP | COMMON STOCK CLASS A | 162,107 | ||||||
13
| (a) | (b) Identity of issue, borrower, lessor or | (c) Description of investment including maturity | (e) Current value | |||||
| similar party | date, rate of interest, collateral, par or maturity | |||||||
| value | ||||||||
| GATX CORP | COMMON STOCK | 89,499 | ||||||
| GENERAL CABLE CORP | COMMON STOCK | 72,547 | ||||||
| GILEAD SCI INC | COMMON STOCK | 575,125 | ||||||
| GOOGLE INC | COMMON STOCK CLASS A | 2,413,265 | ||||||
| GREEN MTN COFFEE ROASTERS | COMMON STOCK | 88,319 | ||||||
| GREENHILL & CO INC | COMMON STOCK | 160,882 | ||||||
| GSI COMM INC | COMMON STOCK | 59,085 | ||||||
| GUESS INC | COMMON STOCK | 103,440 | ||||||
| HALLIBURTON CO | COMMON STOCK | 597,992 | ||||||
| HARSCO CORP | COMMON STOCK | 163,379 | ||||||
| HAYES LEMMERZ INTL INC | COMMON STOCK | 117,609 | ||||||
| HENRY JACK & ASSOC INC | COMMON STOCK | 100,037 | ||||||
| HERCULES INC VTG | COMMON STOCK | 238,005 | ||||||
| HEWLETT PACKARD CO | COMMON STOCK | 1,282,192 | ||||||
| HOLLY CORP | COMMON STOCK | 69,210 | ||||||
| HONEYWELL INTL INC | COMMON STOCK | 559,056 | ||||||
| HOST HOTELS & RESORTS INC | COMMON STOCK | 584,472 | ||||||
| HURON CONSULTING GROUP INC | COMMON STOCK | 105,625 | ||||||
| ICONIX BRAND GROUP INC | COMMON STOCK | 46,004 | ||||||
| ILL TOOL WKS INC | COMMON STOCK | 235,576 | ||||||
| IMMUCOR INC | COMMON STOCK | 115,226 | ||||||
| INTEL CORP | COMMON STOCK | 1,396,984 | ||||||
| INTERACTIVE BROKERS GROUP INC | COMMON STOCK | 135,421 | ||||||
| INTERACTIVE DATA CORP | COMMON STOCK | 162,409 | ||||||
| INTERCONTINENTAL EXCHANGE INC | COMMON STOCK | 308,000 | ||||||
| INTERNATIONAL BUSINESS MACHS CORP | COMMON STOCK | 1,297,200 | ||||||
| INTERWOVEN INC | COMMON STOCK | 55,031 | ||||||
| INTUITIVE SURGICAL INC | COMMON STOCK | 168,740 | ||||||
| INVERNESS MED INNOVATIONS INC | COMMON STOCK | 66,292 | ||||||
| INVESCO LTD | COMMON STOCK | 514,632 | ||||||
| INVT TECH GROUP INC | COMMON STOCK | 271,263 | ||||||
| IPC HLDGS LTD | COMMON STOCK | 113,748 | ||||||
| IRON MTN INC | COMMON STOCK | 518,280 | ||||||
| ITC HLDGS CORP | COMMON STOCK | 74,474 | ||||||
| IXIA | COMMON STOCK | 115,182 | ||||||
| J CREW GROUP INC | COMMON STOCK | 100,277 | ||||||
| KADANT INC | COMMON STOCK | 154,581 | ||||||
| KAISER ALUM CORP | COMMON STOCK | 213,801 | ||||||
| KBR INC | COMMON STOCK | 350,674 | ||||||
| KHD HUMBOLDT WEDAG INTL LTD | COMMON STOCK | 123,518 | ||||||
| KIMCO RLTY CORP | COMMON STOCK | 356,720 | ||||||
| KOHLS CORP | COMMON STOCK | 384,720 | ||||||
| KOPPERS HLDGS INC | COMMON STOCK | 119,775 | ||||||
| KANSAS CITY SOUTHERN | COMMON STOCK | 86,168 | ||||||
| LADISH INC | COMMON STOCK | 82,925 | ||||||
| LAM RESH CORP | COMMON STOCK | 410,685 | ||||||
14
| (a) | (b) Identity of issue, borrower, lessor or | (c) Description of investment including maturity | (e) Current value | |||||
| similar party | date, rate of interest, collateral, par or maturity | |||||||
| value | ||||||||
| LANDSTAR SYS INC | COMMON STOCK | 408,855 | ||||||
| LAZARD LTD | COMMON STOCK CLASS A | 79,326 | ||||||
| LECG CORP | COMMON STOCK | 65,963 | ||||||
| LIFE TIME FITNESS INC | COMMON STOCK | 96,379 | ||||||
| LKQ CORP | COMMON STOCK | 36,785 | ||||||
| LMI AEROSPACE INC | COMMON STOCK | 102,329 | ||||||
| LOCKHEED MARTIN CORP | COMMON STOCK | 463,144 | ||||||
| LONGS DRUG STORES CORP | COMMON STOCK | 110,920 | ||||||
| LOWES COS INC | COMMON STOCK | 366,444 | ||||||
| MANPOWER INC | COMMON STOCK | 341,400 | ||||||
| MAXIM INTEGRATED PRODS INC | COMMON STOCK | 508,416 | ||||||
| MCAFEE INC | COMMON STOCK | 70,500 | ||||||
| MCKESSON CORP | COMMON STOCK | 615,794 | ||||||
| MDU RES GROUP INC | COMMON STOCK | 67,368 | ||||||
| MEASUREMENT SPECIALTIES INC | COMMON STOCK | 79,118 | ||||||
| MEDTRONIC INC | COMMON STOCK | 1,161,237 | ||||||
| MF GLOBAL LTD | COMMON STOCK | 150,112 | ||||||
| MICROS SYS INC | COMMON STOCK | 87,700 | ||||||
| MICROSOFT CORP | COMMON STOCK | 2,232,120 | ||||||
| MILLENNIUM PHARMACEUTICALS INC | COMMON STOCK | 545,272 | ||||||
| MINERALS TECHNOLOGIES INC | COMMON STOCK | 155,324 | ||||||
| MOOG INC | COMMON STOCK | 103,073 | ||||||
| MOVADO GROUP INC | COMMON STOCK | 62,466 | ||||||
| NAVIGATORS GROUP INC | COMMON STOCK | 164,450 | ||||||
| NET 1 UEPS TECHNOLOGIES INC | COMMON STOCK | 131,239 | ||||||
| NETAPP INC | COMMON STOCK | 569,088 | ||||||
| NEWELL RUBBERMAID INC | COMMON STOCK | 1,143,896 | ||||||
| NEWFIELD EXPLORATION | COMMON STOCK | 584,970 | ||||||
| NGP CAP RES CO | COMMON STOCK | 120,351 | ||||||
| NJ RES CORP | COMMON STOCK | 123,549 | ||||||
| NORTEL NETWORKS CORP | COMMON STOCK | 277,656 | ||||||
| NORTHROP GRUMMAN CORP | COMMON STOCK | 188,736 | ||||||
| NORTHWEST AIRLS CORP | COMMON STOCK | 137,845 | ||||||
| NRG ENERGY INC | COMMON STOCK | 524,414 | ||||||
| NTELOS HLDGS CORP | COMMON STOCK | 155,873 | ||||||
| NUANCE COMMUNICATIONS INC | COMMON STOCK | 56,974 | ||||||
| NYMEX HLDGS INC | COMMON STOCK | 213,776 | ||||||
| OMNITURE INC | COMMON STOCK | 436,099 | ||||||
| ONLINE RES CORP | COMMON STOCK | 68,659 | ||||||
| ONYX PHARMACEUTICALS INC | COMMON STOCK | 99,560 | ||||||
| OSI PHARMACEUTICALS INC | COMMON STOCK | 281,358 | ||||||
| OWENS & MINOR INC | COMMON STOCK | 107,772 | ||||||
| OWENS ILL INC | COMMON STOCK | 131,175 | ||||||
| P F CHANGS CHINA BISTRO INC | COMMON STOCK | 258,092 | ||||||
| PAETEC HLDG CORP | COMMON STOCK | 104,325 | ||||||
| PARALLEL PETROLEUM CORP | COMMON STOCK | 63,292 | ||||||
15
| (a) | (b) Identity of issue, borrower, lessor or | (c) Description of investment including maturity | (e) Current value | |||||
| similar party | date, rate of interest, collateral, par or maturity | |||||||
| value | ||||||||
| PDL BIOPHARMA INC | COMMON STOCK | 45,552 | ||||||
| PENN VA CORP | COMMON STOCK | 140,052 | ||||||
| PEOPLESUPPORT INC | COMMON STOCK | 52,394 | ||||||
| PETRO DEV CORP | COMMON STOCK | 150,190 | ||||||
| PETROHAWK ENERGY CORP | COMMON STOCK | 145,577 | ||||||
| PHOENIX COS.,INC. | COMMON STOCK | 20,179 | ||||||
| PLANTRONICS INC | COMMON STOCK | 116,220 | ||||||
| PLATINUM UNDERWRITERS HLDGS INC | COMMON STOCK | 60,452 | ||||||
| PLEXUS CORP | COMMON STOCK | 125,260 | ||||||
| POTLATCH CORP | COMMON STOCK | 122,210 | ||||||
| POWELL INDS INC | COMMON STOCK | 100,480 | ||||||
| PRECISION CASTPARTS CORP | COMMON STOCK | 371,023 | ||||||
| PRICELINE COM INC | COMMON STOCK | 102,225 | ||||||
| PROASSURANCE CORP | COMMON STOCK | 126,865 | ||||||
| PROGRESS SOFTWARE CORP | COMMON STOCK | 146,845 | ||||||
| PROSPERITY BANCSHARES INC | COMMON STOCK | 85,819 | ||||||
| QUALCOMM INC | COMMON STOCK | 1,302,485 | ||||||
| QUICKSILVER RES INC | COMMON STOCK | 108,454 | ||||||
| RANGE RES CORP | COMMON STOCK | 142,010 | ||||||
| RED HAT INC | COMMON STOCK | 318,852 | ||||||
| REGAL BELOIT CORP COM | COMMON STOCK | 78,213 | ||||||
| RENASANT CORP | COMMON STOCK | 112,811 | ||||||
| REP AWYS HLDGS INC | COMMON STOCK | 83,845 | ||||||
| RESOURCES CONNECTION INC | COMMON STOCK | 257,872 | ||||||
| RESPIRONICS INC | COMMON STOCK | 180,725 | ||||||
| REYNOLDS AMERN INC | COMMON STOCK | 507,892 | ||||||
| ROPER INDS INC | COMMON STOCK | 126,956 | ||||||
| S1 CORP | COMMON STOCK | 78,621 | ||||||
| SALESFORCE COM INC | COMMON STOCK | 146,695 | ||||||
| SANDRIDGE ENERGY INC | COMMON STOCK | 44,825 | ||||||
| SBA COMMUNICATIONS CORP | COMMON STOCK | 184,090 | ||||||
| SCHEIN HENRY INC | COMMON STOCK | 159,640 | ||||||
| SCHERING-PLOUGH CORP | COMMON STOCK | 1,057,608 | ||||||
| SEALED AIR CORP | COMMON STOCK | 210,574 | ||||||
| SEI INVTS CO | COMMON STOCK | 114,525 | ||||||
| SEMTECH CORP | COMMON STOCK | 81,946 | ||||||
| SHAW GROUP INC | COMMON STOCK | 105,166 | ||||||
| SIGMA DESIGNS INC | COMMON STOCK | 86,112 | ||||||
| SIGNATURE BK | COMMON STOCK | 210,600 | ||||||
| SILICON LABORATORIES INC | COMMON STOCK | 83,843 | ||||||
| SINA CORPORATION | COMMON STOCK | 70,896 | ||||||
| SONICWALL INC | COMMON STOCK | 96,051 | ||||||
| SOTHEBYS HLDGS INC | COMMON STOCK CLASS A | 121,539 | ||||||
| SOUTHWEST AIRLINES CO | COMMON STOCK | 190,320 | ||||||
| SPX CORP | COMMON STOCK | 134,734 | ||||||
| ST MARY LAND & EXPL CO | COMMON STOCK | 606,177 | ||||||
16
| (a) | (b) Identity of issue, borrower, lessor or | (c) Description of investment including maturity | (e) Current value | |||||
| similar party | date, rate of interest, collateral, par or maturity | |||||||
| value | ||||||||
| STAPLES INC | COMMON STOCK | 339,129 | ||||||
| STATE STR CORP | COMMON STOCK | 544,040 | ||||||
| STEEL DYNAMICS INC | COMMON STOCK | 154,286 | ||||||
| STEINWAY MUSICAL INSTRS INC | COMMON STOCK | 77,196 | ||||||
| STERIS CORP | COMMON STOCK | 119,109 | ||||||
| STERLING CONSTR INC | COMMON STOCK | 74,624 | ||||||
| STRATEGIC HOTELS & RESORTS INC | COMMON STOCK | 112,091 | ||||||
| STRAYER ED INC | COMMON STOCK | 98,936 | ||||||
| SUNPOWER CORP | COMMON STOCK CLASS A | 116,047 | ||||||
| SUSSER HLDGS CORP | COMMON STOCK | 110,495 | ||||||
| SVB FINL GROUP | COMMON STOCK | 117,432 | ||||||
| TAKE-TWO INTERACTIVE SOFTWARE INC. | COMMON STOCK | 79,335 | ||||||
| TD AMERITRADE HLDG CORP | COMMON STOCK | 290,870 | ||||||
| TECK COMINCO LTD | COMMON STOCK | 399,952 | ||||||
| TIDEWATER INC | COMMON STOCK | 96,005 | ||||||
| TIME WARNER TELECOM INC | COMMON STOCK CLASS A | 123,769 | ||||||
| TITAN INTL INC | COMMON STOCK | 148,485 | ||||||
| TJX COS INC | COMMON STOCK | 290,173 | ||||||
| TNS INC | COMMON STOCK | 102,063 | ||||||
| TRADESTATION GROUP INC | COMMON STOCK | 106,859 | ||||||
| TRICO MARINE SVCS INC | COMMON STOCK | 152,152 | ||||||
| ULTRA PETE CORP | COMMON STOCK | 686,400 | ||||||
| UMB FINL CORP | COMMON STOCK | 146,152 | ||||||
| UNDER ARMOR INC | COMMON STOCK | 93,017 | ||||||
| UNITED TECHNOLOGIES CORP | COMMON STOCK | 398,008 | ||||||
| UNVL HEALTH SERVICES INC | COMMON STOCK CLASS B | 81,920 | ||||||
| UTD AMER INDTY LTD | COMMON STOCK | 122,110 | ||||||
| UTD FINL BANCORP INC | COMMON STOCK | 5 | ||||||
| VARIAN INC | COMMON STOCK | 112,316 | ||||||
| VARIAN SEMICONDUCTOR EQUIPMENT ASSOCIASION INC | COMMON STOCK | 98,309 | ||||||
| VCA ANTECH INC | COMMON STOCK | 105,710 | ||||||
| VERIGY LTD | COMMON STOCK | 106,235 | ||||||
| VERISIGN INC | COMMON STOCK | 244,465 | ||||||
| VERTEX PHARMACEUTICALS INC | COMMON STOCK | 146,349 | ||||||
| VIACOM INC | COMMON STOCK CLASS B | 1,119,960 | ||||||
| VISTAPRINT COM INC | COMMON STOCK | 129,407 | ||||||
| WADDELL & REED FINL INC | COMMON STOCK CLASS A | 181,172 | ||||||
| WAL-MART STORES INC | COMMON STOCK | 784,245 | ||||||
| WASTE CONNECTIONS INC | COMMON STOCK | 122,982 | ||||||
| WEBSITE PROS INC | COMMON STOCK | 81,270 | ||||||
| WMS INDS INC | COMMON STOCK | 159,384 | ||||||
| XENOPORT INC | COMMON STOCK | 69,291 | ||||||
| XINHUA FIN MEDIA LTD | COMMON STOCK ADR | 61,560 | ||||||
| XTO ENERGY INC | COMMON STOCK | 590,640 | ||||||
| ZORAN CORP | COMMON STOCK | 162,522 | ||||||
| SUBTOTAL | 424,883,000 | |||||||
17
| (a) | (b) Identity of issue, borrower, lessor or | (c) Description of investment including maturity | (e) Current value | |||||
| similar party | date, rate of interest, collateral, par or maturity | |||||||
| value | ||||||||
| MUTUAL FUNDS | ||||||||
| ADVISORS INNER CIRCLE | FD LSV VALUE EQUITY FUND | 70,763,476 | ||||||
| LOOMIS SAYLES | INVESTMENT TRUST FIXED INCOME FUND | 30,351,162 | ||||||
| PIMCO | TOTAL RETURN FUND | 87,488,217 | ||||||
| TEMPLETON INVESTMENTS | INSTITUTIONAL FOREIGN EQUITIES FUND | 38,414,542 | ||||||
| THORNBURG INVESTMENT MANAGEMENT | INTERNATIONAL VALUE FUND | 55,609,126 | ||||||
| VANGUARD | TARGET RETIREMENT FUND 2005 | 6,191,849 | ||||||
| VANGUARD | TARGET RETIREMENT FUND 2015 | 19,807,623 | ||||||
| VANGUARD | TARGET RETIREMENT FUND 2025 | 30,298,748 | ||||||
| VANGUARD | TARGET RETIREMENT FUND 2035 | 35,695,405 | ||||||
| VANGUARD | TARGET RETIREMENT FUND 2045 | 29,484,700 | ||||||
| VANGUARD | TARGET RETIREMENT INCOME FUND | 3,365,732 | ||||||
| SUBTOTAL | 407,470,580 | |||||||
| TOTAL PLAN INVESTMENTS AT FAIR VALUE | $ | 1,378,050,376 | ||||||
* |
CENTERPOINT ENERGY SAVINGS PLAN PARTICIPANT LOANS | LOANS ISSUED AT INTEREST RATES
BETWEEN 4.0% - 9.25% WITH VARIOUS MATURITIES |
$ | 34,276,898 | ||||
| * | PARTY IN INTEREST |
18
| CENTERPOINT ENERGY SAVINGS PLAN | ||||
| By | /s/ Marc Kilbride | |||
| (Marc Kilbride, Chairman of the Benefits Committee | ||||
| of CenterPoint Energy, Inc., Plan Administrator) | ||||
Exhibit 23
|
Consent of Independent Registered Public Accounting Firm |