SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 12b-25
Commission File Number 000-50828
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NOTIFICATION OF LATE FILING
(Check One): [ ] Form 10-K [ ] Form 20-F [X] Form 11-K [ ] Form 10-Q
[ ] Form N-SAR [ ] Form N-CSR
For Period ended: December 31, 2004
[ ] Transition Report on Form 10-K [ ] Transition Report on Form 10-Q
[ ] Transition Report on Form 20-F [ ] Transition Report on Form N-SAR
[ ] Transition Report on Form 11-K
For the Transition Period Ended:
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Nothing in this form shall be construed to
imply that the Commission has
verified any information contained
herein.
If the notification relates to a portion of
the filing checked above, identify the
Item(s) to which the notification
relates:
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PART I
REGISTRANT INFORMATION
Full Name of Registrant: Mutual Savings Bank Employees' Savings
and Profit Sharing Plan and Trust
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Former Name if Applicable: Not Applicable
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Address of Principal Executive Office (Street and Number):
80 East Jefferson Street
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City, State and Zip Code: Franklin, Indiana 46131
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PART II
RULES 12B-25(B) AND (C)
If the subject report could not be filed without unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b-25(b), the following should
be completed. (Check box if appropriate)
(a) The reasons described in reasonable detail in Part III of this form
could not be eliminated without unreasonable effort or expense;
[X] (b) The subject annual report, semi-annual report, transition report on
Form 10-K, Form 20-F, Form 11-K, Form N-SAR or Form N-CSR, or portion
thereof will be filed on or before the fifteenth calendar day
following the prescribed due date; or the subject quarterly report or
transition report on Form 10-Q, or portion thereof will be filed on or
before the fifth calendar day following the prescribed due date; and
(c) The accountant's statement or other exhibit required by Rule 12b-25(c)
has been attached if applicable.
PART III
NARRATIVE
State below in reasonable detail the reasons why Forms 10-K, 20-F, 11-K, 10-Q,
N-SAR, N-CSR or the transition report or portion thereof, could not be filed
within the prescribed time period. (Attach extra sheets if needed.)
The Mutual Savings Bank Employees' Savings and Profit Sharing Plan and Trust
(the "Plan") is unable to file its Annual Report on Form 11-K for the year ended
December 31, 2004, within the prescribed period without unreasonable effort or
expense because of delays by third parties in completing the financial
statements for inclusion in the Form 11-K. The Plan believes that it will be
able to file the Annual Report on Form 11-K within the extended time period.
PART IV
OTHER INFORMATION
(1) Name and telephone number of person to contact in regard to this
notification
Robert D. Heuchan (317) 736-7151
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(Name) (Area Code) (Telephone Number)
(2) Have all other periodic reports required under Section 13 or 15(d) of the
Securities Exchange Act of 1934 or Section 30 of the Investment Company Act
of 1940 during the preceding 12 months or for such shorter period that the
registrant was required to file such report(s) been filed? If answer is no,
identify report(s).
[X] Yes [ ] No
(3) Is it anticipated that any significant change in results of operations from
the corresponding period for the last fiscal year will be reflected by the
earnings statements to be included in the subject report or portion
thereof?
[ ] Yes [X] No
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If so, attach an explanation of the anticipated change, both narratively
and quantitatively, and, if appropriate, state the reasons why a reasonable
estimate of the results cannot be made.
Mutual Savings Bank Employees' Savings and Profit Sharing Plan and Trust
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(Name of Registrant as Specified in Charter)
has caused this notification to be signed on its behalf by the undersigned
hereunto duly authorized.
Date: June 29, 2005 By: /s/ Robert D. Heuchan
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Name: Robert D. Heuchan
Title: Member, Mutual Savings Bank Employees'
Savings and Profit Sharing Plan and
Trust Committee
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