UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): November 13, 2007


                           AMERICAN EXPRESS COMPANY
            (Exact name of registrant as specified in its charter)



          New York                      1-7657                 13-4922250
-----------------------------  ------------------------    -------------------
(State or other jurisdiction   (Commission File Number)     (IRS Employer
     of incorporation                                      Identification No.)
     or organization)


      200 Vesey Street, World Financial Center
                 New York, New York                             10285
       ----------------------------------------               ----------
       (Address of principal executive offices)               (Zip Code)


      Registrant's telephone number, including area code: (212) 640-2000

                                     None
              ---------------------------------------------------
         (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2. below):

[  ]     Written communications pursuant to Rule 425 under the Securities Act
         (17 CFR 230.425)

[  ]     Soliciting material pursuant to Rule 14a-12 under the Exchange Act
         (17 CFR 240.14a-12)

[  ]     Pre-commencement communications pursuant to Rule 14d-2(b) under the
         Exchange Act (17 CFR 240.14d-2(b))

[  ]     Pre-commencement communications pursuant to Rule 13e-4(c) under the
         Exchange Act (17 CFR 240.13e-4(c))

================================================================================



Item 7.01 Regulation FD Disclosure.

     On November 13, 2007, Kenneth I. Chenault, Chairman and Chief Executive
Officer of American Express Company (the "Company"), delivered a presentation
relating to the Company's business at the 2007 Merrill Lynch Banking and
Financial Services Investor Conference. Information contained in such
presentation is furnished herein in Exhibit 99.1. The presentation, together
with certain additional materials, is also available at
http://ir.americanexpress.com.


Exhibit

   99.1  Information from presentation delivered November 13, 2007, by Kenneth
         I. Chenault, Chairman and Chief Executive Officer of American Express
         Company, at the 2007 Merrill Lynch Banking and Financial Services
         Investor Conference.



                                   SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                       AMERICAN EXPRESS COMPANY
                                       (REGISTRANT)

                                       By /s/  Stephen P. Norman
                                          --------------------------
                                          Name:  Stephen P. Norman
                                          Title: Secretary

DATE:   November 13, 2007



                                 EXHIBIT INDEX

Item No.      Description
--------      -----------

99.1          Information from presentation delivered November 13, 2007, by
              Kenneth I. Chenault, Chairman and Chief Executive Officer
              of American Express Company, at the 2007 Merrill Lynch Banking and
              Financial Services Investor Conference.