American Community Bancshares, Inc.

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 


 

FORM 8-K

CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported) July 24, 2003

 


 

 

AMERICAN COMMUNITY BANCSHARES, INC.

(Exact name of Registrant as specified in its charter)

 

North Carolina   000-30517   56-2179531

(State or other

jurisdiction of incorporation)

 

(Commission

File No.)

 

(IRS Employer

Identification No.)

 

2593 West Roosevelt Boulevard, North Carolina, North Carolina 28110

(Address of principal executive offices)

 

(704)-225-8444

Registrant’s telephone number, including area code

 

Not Applicable

(Former address of principal executive offices)

 


 

Item 9.    Regulation FD Disclosure.

 

The following information is being furnished under Item 12 – Results of Operations and Financial Condition: On July 24, 2003, American Community Bancshares, Inc. issued a press release announcing its financial results for the second quarter ended June 30, 2003 (the “Earnings Press Release”). The Earnings Press Release is attached as Exhibit 99 to this Current Report and is incorporated into this Item 12 by reference.

 

This Current Report on Form 8-K (including information included or incorporated by reference herein) may contain, among other things, certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, without limitation, (i) statements regarding certain of American Community Bancshares, Inc.’s goals and expectations with respect to earnings, earnings per share, revenue, expenses and the growth rate in such items, as well as other measures of economic performance, including statements relating to estimates of credit quality trends, and (ii) statements preceded by, followed by or that include the words “may”, “could”, “should”, “would”, “believe”, “anticipate”, “estimate”, “expect”, “intend”, “plan”, “projects”, “outlook” or similar expressions. These statements are based upon the current beliefs and expectations of American Community Bancshares, Inc.’s management and are subject to significant risks and uncertainties. Actual results may differ from those set forth in the forward-looking statements. These forward-looking statements involve certain risks and uncertainties that are subject to change based on various factors (many of which are beyond Ameican Community Bancshares, Inc.’s control).

 



SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

AMERICAN COMMUNITY BANCSHARES, INC.

By:

 

/s/    RANDY P. HELTON        


   

Randy P. Helton

President and CEO

 

Dated: July 24, 2003

 


 

EXHIBIT INDEX

 

Exhibit Number

  

Description of Exhibit


99   

Earnings Press Release dated July 24, 2003