8-K
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  January 21, 2009


            CAMCO FINANCIAL CORPORATION           
(Exact name of registrant as specified in its charter)


DELAWARE
0-25196
51-0110823
(State or other jurisdiction of incorporation)
(Commission File No.)
(IRS Employer I.D. No.)


     6901 Glenn Highway, Cambridge, Ohio  43725     
(Address of principal executive offices)  (Zip Code)
 


Registrant's telephone number, including area code: (740) 435-2020


          Not Applicable          
(Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[  ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[  ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 

Item 8.01 Other Events.

On January 21, 2009, Camco Financial Corporation issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.


Section 9 - Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits.

Exhibit Number
Description
 
99.1
Press release dated January 21, 2009

 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.


CAMCO FINANCIAL CORPORATION

By:     /s/ Kristina K. Tipton
Kristina K. Tipton
Principle Accounting Officer / Corporate Controller

Date:  January 21, 2009


EXHIBIT INDEX

99.1           Press release dated January 21, 2009