UNITED
STATES
|
OMB
APPROVAL
|
|
SECURITIES
AND EXCHANGE COMMISSION
|
OMB
Number:
|
3235-0080
|
Washington,
D.C. 20549
|
Expires:
|
January
31, 2008
|
Estimated
average burden
|
||
FORM
25
|
hours
per response
|
1.7
|
Issuer:
|
CITIZENS
FINANCIAL CORPORATION
|
|
Exchange:
|
Nasdaq
Capital
Market
|
Address:
|
12910
Shelbyville
Road
|
|
Louisville,
KY 40243
|
||
Telephone
number:
|
(502)
244-2420
|
|
£
|
17
CFR 240.12d2-2(a)(1)
|
|
£
|
17
CFR 240.12d2-2(a)(2)
|
|
£
|
17
CFR 240.12d2-2(a)(3)
|
|
£
|
17
CFR 240.12d2-2(a)(4)
|
11/02/2007
|
/s/
John D. Cornett
|
Executive
Vice President & COO
|
||
Date
|
Name
|
Title
|